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Flexible bank accounts. Build your product, your way

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Integrated digital onboarding

Our completely digital onboarding helps maximize your user conversion. Streamlined onboarding workflows get users up and funded in minutes while staying fully compliant.

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Real accounts. No fine print

Become your users' primary banking relationship with direct deposit and earn more wallet share, all while providing users with market-leading interest and $100M in FDIC insurance per person (yes, really).

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Total flexibility so you can build what you imagine

Open one or a hundred accounts per user at no additional cost. With KYC/CIP/AML already handled, you can avoid extra fees and focus on building new user-friendly functionality. Whether you’re helping users save for their goals, reledger out their complex financial life, or are just deploying a powerful checking and savings combination, we've got you covered.

Account Features
  • Checking Accounts
  • Savings Accounts
  • Joint Accounts
  • Digital Onboarding
  • Recurring Contributions
  • Access Controls
  • Statements and Tax
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Checking Accounts

Flexible transactional accounts with rich customization capabilities.

API docs
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Savings Accounts

Competitive, interest-earning savings accounts with goal-based functionality built in.

API docs
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Joint Accounts

Accounts that are registered to and accessible by more than one individual.

API docs
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Digital Onboarding

Completely digital onboarding, with KYC, CIP, OFAC, and ID verification all pre-integrated. If you already do KYC, we can work to set up a reliance agreement so you don't have to double do.

API docs
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Recurring Contributions

Set up recurring contributions on a daily, weekly, or monthly basis to help your users save towards their goals.

API docs
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Access Controls

Configure user access control, account/routing number visibility, customer priority, and more.

API docs
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Statements and Tax

We generate an electronic monthly statement for each issued bank account accessible via the API. During tax season, we'll create an electronic 1099 and submit to the IRS automatically.

API docs
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Infinite accounts, market-leading interest, and full FDIC insurance. All while supporting community banks nationwide